FAQ
Frequently asked questions
About Our Brokerage
We are a proudly 100% Black-owned insurance brokerage committed to protecting individuals, families, and businesses through tailored insurance solutions. We focus on personalised advice, transparency, and long-term relationships, not just selling policies.
Yes. We work with multiple reputable insurers, which allows us to compare options and recommend the best cover based on your needs and budget, not a one-size-fits-all solution.
A broker works for you, not the insurer. We:
- Compare policies on your behalf
- Explain complex terms in plain language
- Assist with claims and disputes
- Review your cover as your life or business changes
Leading Independent Financial Advisors in terms of:
- Qualifications, Experience, and Integrity
- Well respected by major product providers for over 40 yrs
- A track-record of great claims and underwriting customer outcomes over the years.
- Diversity of offerings and Cost effectiveness
- Creative solutions for Affinity Groups (Medical and Education Professionals, Associations and Churches) to develop towards Self-Assurance
Personal & Short-Term Insurance
We offer cover for:
- Motor vehicles
- Home and household contents
- Personal liability
- All-risk items (phones, laptops, jewellery)
We conduct a detailed needs analysis to match your lifestyle and assets with the right level of cover, ensuring you pay only for what you truly need.
Commercial & Business Insurance
We offer cover for:
- Small and medium enterprises (SMEs)
- Professional indemnity
- Public and employer’s liability
- Business interruption
- Office and commercial assets
Absolutely. We understand emerging businesses and tailor affordable solutions that grow with you.
Taxi & Transport Insurance
Yes. Taxi insurance is one of our key focus areas. We understand the risks in the transport industry and provide cover for:
- Metered taxis
- Minibus taxis
- Scholar transport
- E-hailing vehicles (where applicable)
Taxi operations carry higher risk due to passenger transport and extended hours. We ensure your policy complies with regulations and protects both the vehicle and your income.
Health & Long-Term Insurance
We assist with:
- Medical aid and hospital plans
- Gap cover
- Health cash plans
We offer:
- Life cover
- Funeral cover
- Critical illness cover
Wealth & Financial Protection
Yes. We assist with:
- Retirement planning
- Preservation funds
- Education policies
- Investment-linked insurance solutions
Claims & Support
Yes. Claims support is a core part of our service. We guide you through the process, liaise with insurers, and advocate for fair outcomes.
This depends on the type of claim, but we will clearly advise you and assist with every step to avoid delays.
Trust, Compliance & Engagement
Yes. We are fully licensed and compliant with all regulatory requirements, ensuring ethical and professional service.
You can:
- Request a quote via our website
- Call or WhatsApp us
- Book a free consultation
- There is no obligation, just expert advice.
Conversion
Because we believe insurance is not just a product, it’s a partnership. We listen, educate, and protect what matters most to you, with integrity and cultural understanding at the core of our service.
